Mission

We want to be your mortgage lending solution –
whether you are a first-time homebuyer, purchasing a second home or buying your forever home.
Our goal is to provide you with outstanding, experienced, friendly service.

We want to be your mortgage lending solution – whether you are a first-time homebuyer, purchasing a second home or buying your forever home. Our goal is to provide you with outstanding, experienced, friendly service.

Loan Options

Conventional

Requirements may vary from lender to lender but 620 is typically the minimum credit score needed to obtain a conventional loan, and 740 is the minimum (middle) score you need to get a good low interest rate mortgage. The term ranges from 15, 20, to 30 years…

USDA

USDA loans offer 100% financing, meaning there is no down payment requirement. A minimum 640 middle credit score is (normally) required. The seller may also be allowed to pay up to 6% of the sales price toward the closing costs if that is negotiated into the…

FHA

The Federal Housing Administration (FHA) – which is a part of HUD – insurance the loan so your lender can offer you a better deal. Low down payments, low closing costs, and allowing the seller to pay the closing costs up to 6% of the sales price if…

VA

A VA Mortgage is a mortgage loan in the United States guaranteed by the United Department of Veterans Affairs (VA). The basic intention of the VA home loan program is to supply home financing to eligible veterans and to help veterans purchase properties…

Mortgage Calculator

In addition to the principal and interest most borrowers pay property taxes, homeowner’s insurance and mortgage insurance in the monthly payment.

Call your loan officer for more information!

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